Home Ownership Opportunity

Applicants are allowed equity from investments and "sweat equity" in their project

WHERE CAN HOMES BE PURCHASED?

SELECTION

• Qualify for a loan product offered by IFA, USDA-RD, HUD (FHA or VA), FHLB, Fannie Mae or Freddie Mac

• Have a stable employment history

• Construct within the corporate boundaries of Holstein or Galva

• Verify application information, and

• Participate in homebuyer education services.

PROCEDURE

The procedure is as follows:

• A determination of eligibility for downpayment assistance is determined.

• Home plans are selected, estimates are gathered, and construction takes place.

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